ATM or ATM (automated teller machine) - many consider one of the most important inventions of the second half of the twentieth century, which replaced the counter with a bank teller and made it possible to withdraw cash 24 hours a day x 7 days a week.
The very first ATM was installed on June 27, 1967 in London and belonged to Barclay's bank. The cost of the device was 18 thousand dollars, and the thickness of the steel case was 1.6 cm. The first ATM dispensed cash in exchange for a special voucher - and this was its only function. However, in 1973, universal computerization and the creation of plastic cards with electronic memory allowed ATMs to expand the list of operations performed and this naturally led to an increase in their popularity throughout the world.
In Russia, it was only in 1994 that the first ATM was put into operation, which belonged to Most-Bank and was installed in the Novoarbatsky grocery store. But in Belarus the first ATM appeared in 1996 and it was installed in the branch of Belvnesheconombank on Zaslavskaya Street.
According to statistics, as of November 2011, 2.3 million ATMs were installed in the world and a new ATM is installed approximately every 5 minutes. On average, each ATM performs 6, 400 transactions per month. There are also vending machines for dispensing gold bars and coins, as well as vending machines for the blind and deaf.
Interestingly, in Japan, the majority of ATMs do not work around the clock, but are turned off at 19.00 in the evening, as the heads of bank branches made a calculation and found that the profit from the operation of ATMs at night is minimal and does not cover the cost of hiring personnel for their maintenance and protection.
The ATM is a computer combined with a safe. Such a device weighs more than 4 tons. Basically, for ATM, it is used in a special version of Windows - Windows XP Embedded, which can easily be infected by an ordinary computer worm, which can lead to the failure of an entire ATM network.
Interestingly, ATM users spend on average 20-25% more than those who prefer cash.
The most popular day for ATMs is Friday.
Interestingly, according to research by scientists, the buttons of ATMs contain the same amount of germs and bacteria as the toilet seat in a public toilet.
Surprisingly, despite the latest technology used in the design of ATMs, the average ATM per year is mistaken by $ 250 in favor of the client.